Settlement guides for newcomers

A practical guide for newcomers arriving in Canada: the first steps, documents, health coverage, banking, housing and where to get free settlement help.

Free settlement services for newcomers in Canada: what they help with, who qualifies, how to find an agency near you, and what to expect.

How banking works in Canada for newcomers: opening an account, newcomer banking packages, building credit, transferring money, and avoiding common banking scams.

Renting a home in Canada: how leases work, what documents landlords ask for, tenant rights, and how to avoid rental scams as a newcomer.

Working in Canada as a newcomer: job search, Canadian résumés, credential recognition, regulated professions, and free employment services.

Free and low-cost language classes for newcomers to Canada: LINC, ESL, French courses, conversation circles, and how to find classes near you.

How education works in Canada for newcomer families: enrolling children in school, adult education, credential assessment, and post-secondary options.

How healthcare works in Canada: provincial health cards, what is covered, finding a doctor, and what to do in an emergency.

Taxes for newcomers to Canada: the GST/HST, income tax basics, why filing a tax return matters even with low income, and where to get free help.

Government benefits and credits for newcomers and families in Canada: the Canada Child Benefit, GST/HST credit, Old Age Security, and how to apply.

Family services for newcomers in Canada: childcare, parenting support, child benefits, child protection laws, and finding help for your family.